Illinois Bankers Association

Annual Conference

June 23-25, 2019 | JW Marriott | Austin, Texas

We invite you, your bank leaders and directors to join us for the IBA’s Annual Conference. 

Register Today

Schedule of Events

Saturday, June 22  
9:00 p.m. - 11:00 p.m. Welcome Mixer
Sunday, June 23  
8:30 a.m. - 1:30 p.m. Illinois Bankers PAC Golf Outing - Falconhead Golf Club (optional)
9:00 a.m. - 2:00 p.m. Austin PAC Crawl (optional)
1:00 p.m. - 7:00 p.m. Registration / Information Desk Open
3:30 p.m. - 5:00 p.m. Opening General Session
Parting Address by IBA Chairman Daniel P. Daly, President and CEO, SENB Bank
Keynote Presentation
5:00 p.m. - 7:00 p.m. Opening Reception in Marketplace 
9:00 p.m. - Midnight Hospitality Suite 
Monday, June 24  
6:30 a.m. – 3:30 p.m. Registration/Information Desk Open 
7:00 a.m. - 8:30 a.m.  Breakfast Buffet in Marketplace featuring Fireside Chats
 8:00 a.m. - 9:30 a.m. Guest Tour: Waco and Magnolia Market (optional)
8:30 a.m. - 9:30 a.m.  Concurrent Sessions
9:30 a.m. - 9:45 a.m.  Break in Marketplace
9:45 a.m. - 10:10 a.m.  Flash Sessions
10:20 a.m. - 10:45 a.m. Flash Sessions 
10:45 a.m. - 11:45 a.m.  Break in Marketplace
11:00 a.m. - 12:00 p.m.  Concurrent Sessions 
12:00 p.m. - 1:00 p.m.  Lunch Buffet / Community Service Awards
1:00 p.m. - 2:00 p.m. Desserts in Marketplace featuring Fireside Chats
2:15 p.m. - 3:30 p.m. General Session
Illinois Bankers PAC Bank of the Year
Keynote Presentation
3:30 p.m. - 5:00 p.m.  Executive Lounge (Bankers Only)
5:30 p.m. – 7:00 p.m.  Chairman's Reception in Marketplace 
7:00 p.m. - 10:30 p.m.  Dinner, Banker of the Year Award, Illinois Bankers PAC Silent Auction, Entertainment 
Tuesday, June 25   
7:00 a.m. - 8:00 a.m.  Breakfast Buffet 
7:00 a.m. - 11:30 a.m.  Registration/Information Desk Open
8:00 a.m. - 9:00 a.m.  Salute to IBA Leadership
Election and Induction of Directors and Officers
Inaugural Address by IBA Chairman Kevin L. Olson, President and CEO, Grundy Bank
9:15 a.m. - 9:40 a.m.  Flash Sessions 
9:50 a.m. - 10:15 a.m.  Flash Sessions
10:30 a.m. - 11:30 a.m.  Closing General Session
Keynote Presentation

Keynote Speakers

Opening General Session

Sunday, June 23 | 4:00 p.m. - 5:00 p.m.

Stand Out from the Crowd: Out-Perform, Out-Think, Out-Lead and Out-Sell the Competition

Connie Podesta is a game-changing, idea-generating ball of fire whose rare blend of humor, substance, style and personality have made her one of the most memorable, in-demand speakers in the world today. She motivates audiences differently by fueling them with exciting new ideas, mindsets, attitudes and solutions that will empower them to tackle even the toughest challenges in today's crazy 24/7 world. She helps your team understand why it's important to change behaviors, re-think attitudes, re-assess old ideas and get on board so they can make things happen! 

Podesta has a bachelor’s degree in speech, communications and business, a master’s degree in human relations and counseling and was a Board Certified Licensed Professional Counselor (LPC) for more than 25 years. An expert in the psychology of human behavior as it relates to sales, leadership, change and relationships, she is the go-to person when it comes to digging deep into what makes people do what they do and say what they say. 

Your future success depends on your ability to out-shine past performance, out-think old ideas and out-maneuver anyone who says it can't be done. Simply "meeting expectations" doesn't cut it anymore. You and your brand have to be so extraordinarily awesome, unique and vital that people will choose to do business with you instead of your competitor! In this keynote presentation, Podesta will bring out your edgy, creative, competitive side as she takes you inside the minds of today's savvy, but super-demanding marketplace and delivers powerhouse strategies that will help you increase sales, profits, goodwill and your customer base.

General Session

Monday, June 24 | 2:30 p.m. - 3:30 p.m.

Delayed Gratification in 2019

Philip Orlando is the chief equity strategist and the head of the Client Portfolio Management team at Federated Investors, Inc. He joined the company in 2003 and, with more than 35 years of industry experience, is responsible for the formulation of Federated’s views on the economy, the financial markets and the firm’s investment positioning strategies, serving as the chairman of both the Macro Economic Policy and the PRISM Asset Allocation committees. As head of the Client Portfolio Management team, Orlando is responsible for bringing extensive macroeconomic, investment strategy and product knowledge directly to clients in collaboration with the sales team. For the last 20 years, he has been a regular contributor to several of CNBC’s programs, including “Worldwide Exchange,” “Squawk Box,” “Squawk on the Street,” “Power Lunch,” “Closing Bell” and “Nightly Business Report” as well as Fox Business News, Bloomberg, Reuters, The Wall Street Journal and The New York Times. Orlando received an MBA and bachelor’s degree from New York University. He is a CFA charterholder

The year 2018 was the worst for the financial markets since the “Great Recession” a decade ago, driven lower by a host of fears: divided government amidst Washington chaos, uncertain monetary policy from the Federal Reserve, an ongoing trade and tariff skirmish with China, geopolitical risk, and slowing economic and corporate profit growth. The confluence of politics, economics and financial-market performance has never been more important, so join Orlando as he shares his candid views on what all of this collectively means for the markets and the economy going forward.

Closing General Session

Tuesday, June 25 | 10:30 a.m. - 11:30 a.m.

Making an Impact

Dr. Rick Rigsby delivered one of the most passionate speeches ever heard in 2017, and over 200 million people worldwide viewed it in a video that went viral in just a matter of days. The former award-winning journalist followed a television career with graduate school and two decades as a college professor, most of which at Texas A&M University, where he also served as character coach and chaplain for the Aggies football team. His dynamic presentations motivate, empower and inspire worldwide – from Africa and Asia, to the Americas, Europe and Canada. Dr. Rigsby’s audiences include Fortune 100 and Fortune 500 companies, academic communities, and service organizations. Named twice as an outstanding professor in the College of Liberal Arts at Texas A&M, he also has numerous publications, including his first non-academic book, “Lessons from a Third Grade Dropout,” which is a USA TODAY, Wall Street Journal and Amazon best seller.

We live an era of astonishing technology, instant information and rampant social networking. Despite the epidemic advances that ushered in a new millennium, cultural critics argue that society has never been more shallow in communication and more superficial in appearance. In fact, Rigsby argues that for many organizations, appearance – or what he refers to as impression – has become the new corporate wardrobe. We invite you to rediscover what is really important and meaningful, not only in your professional career but in your personal life as well. In this closing keynote, Rigsby shares the wisdom of past generations – wisdom that will inspire, motivate, and empower you to make an impact rather than an impression!

Concurrent & Flash Sessions

Concurrent Sessions

Monday, June 24 | 8:30 a.m. - 9:30 a.m.

Executive Briefing on Current Issues and Opportunities for Banks
Robert M. Fleetwood, Partner, Group Co-Chair, and John M. Geiringer, Partner, Regulatory Section Leader, Barack Ferrazzano Financial Institutions Group

As bankers welcome positive developments on the legislative and regulatory fronts, they must remain vigilant when dealing with their examiners, evaluating economic trends, addressing governance issues, and determining their strategic posture. This session features an executive briefing on current legal and regulatory issues and trends affecting financial institutions. The focus will be on practical suggestions and best practices taken from longtime experience in representing a large and diverse banking practice.

Impact of CECL and Approach to Implementation
John Behringer, CPA, and Justin Freeman, Partners, Risk Advisory Services, RSM US LLP

This session examines FASB’s new guidance on accounting for current and expected credit losses (CECL) and approaches to implementation. As one of the most complex new standards the industry has faced, many financial institutions are still unfamiliar with CECL and unaware of its potential impact on their loan loss reserves. This session helps participants understand how CECL will affect their institutions, anticipate the efforts required for implementation and provide insights on developing an actionable road map to get accounting practices where they need to be.

Monday, June 24 | 11:00 a.m. - 12:00 p.m.

The Regulators’ Perspective: Navigating the Supervisory Landscape
Moderator
Bruce Jay Baker, Executive Vice President and General Counsel, IBA

Panelists
John P. Conneely, Regional Director
Kerri A. Doll, Director, Division of Banking, IDFPR
Mark Medrano, Assistant Vice President, FRB Chicago
Blake Paulson, Deputy Comptroller, Central District, OCC
John J. Schroeder, Regional Director, CFPB

Anticipating, planning for and complying with evolving regulations and supervisory expectations require significant commitments of time, resources and perseverance from senior management and their directors. A distinguished panel of senior regulators will cover a range of the latest supervisory developments affecting the industry today, with an emphasis on emerging enforcement issues and trends, plus how they see banks reshaping themselves and restructuring their businesses to adapt to new market and regulatory realities. 

Top 10 Tips for Achieving Sales Excellence (From the Movies)
Joe Micallef, President, Sales Strategist and Sales Coach, Grow UP Sales

This entertaining presentation combines valuable sales advice with memorable movie moments. Hear about the top 10 tips and techniques for achieving sales excellence and be captivated by classic cinema quotes and scenes that perfectly complement each sales tip to provide a more engaging and memorable experience. Participants will acquire a number of tactical and philosophical sales tips that can be immediately implemented to improve sales skills, behaviors and beliefs. They may also rediscover the joy of film and its power to reinforce new ideas.

Flash Sessions

Monday, June 24 | 9:45 a.m. - 10:10 a.m. 

Take the Money and Run: Multiple Ways to Finance Your Acquisitions and How Each Will Impact Transaction Timing, Regulatory Compliance and Your Shareholders
Jude Sullivan and Mark Ryerson, Partners, Howard & Howard Attorneys PLLC

Since the 2016 elections, the financial services sector has been an investor favorite and the capital markets have generally had huge amounts of equity and reasonably priced debt available for acquisition financing. Readily-available capital and the continuing regulatory burdens facing community banks have continued to drive M&A activity at a brisk pace. This session examines the pros and cons of accepting debt vs. equity acquisition financing; the pros and cons of institutional vs. local financing; how each structure impacts regulatory capital and compliance; how each structure impacts the acquirer’s shareholders (both current and prospective); and how debt and/or equity financing will impact the timing and structure of the acquisition.

Securing Long-Term Deposits: IRAs
Maureen Revak, CISP, Director of Business Development, Ascensus 

This session illustrates how IRAs can be a key source of success. The session outlines market data regarding IRA balances at community banks, discusses the use of IRA rollovers to attract new clients, addresses the concerns of both soon-to-be retirees and those in retirement and reviews key strategies when interacting with beneficiaries. As interest rates continue to rise, strategy is needed for these forgotten customers. Gain a better understanding of how IRA deposits are currently being held at community banks, key service initiatives that appeal to both IRA holders and their beneficiaries and market strategies on how to grow your client base using IRAs.

Monday, June 24 | 10:20 a.m. - 10:45 a.m.

Growth Strategies in the New Banking Environment
Sean Payant, Ph.D., Chief Consulting Officer, Haberfeld Associates 

As the race for core customer relationships, core deposits, and talent intensifies, it is imperative to have your financial institution positioned for growth if you want to survive…and thrive. This presentation explores specific and actionable strategies to: grow core customers, increase core deposits, develop your team and improve overall financial performance. Key points to be covered include identifying strategies to grow core deposits and deepen core customer relationships, understanding how organizations create value internally and externally and exploring the link between leadership, execution and results.

Culture and Conduct Risk: How a Strong Culture of Compliance Can Mitigate Risk
Jessica Caballero, CRCM, Senior Manager, Strategy and Evangelism, Abrigo

The starting point for successful enterprise risk management is a strong organizational culture. A top-down approach, from the board to leadership and ultimately to the front lines, is the only way to successfully implement and maintain a strong culture. In turn, culture can help manage all lines of risk, especially misconduct risk, which directly affects an institution’s reputation and marketability. Learn how to implement a strong culture of compliance from the top down and how not doing so can directly affect reputational and conduct risk.

Tuesday, June 25 | 9:15 a.m. - 9:40 a.m.

Raising Capital in Today’s Regulatory and Economic Environment
Kip Weissman, Partner, Luse Gorman 

As a result of today’s regulatory environment and economic conditions, banks and thrifts are being forced to maintain higher capital levels than at any time in recent memory. At the same time, bank investors are leveraging the demand for bank capital to negotiate favorable pricing and other terms for community financial institutions. This session explores the many challenges to raising capital for community banks in the current environment as well as the various techniques that can be used to successfully address such challenges. The presentation also discusses various capital raising techniques and challenges that apply to different types of institutions including privately held, publicly owned, S Corp and mutual banks.

People and Digital Transformation: The Future of Community Banks
Timothy Reimink and Thomas Grottke, Managing Directors, Crowe LLP

For customers, it is about how they are served, and the value provided. Banks are facing a wider variety of competitors offering to provide such value. To compete, community banks must combine transformed people roles and skill sets with technological capabilities and customer-focused processes to deliver value, and to do it cost effectively. This session describes what banks are already doing successfully and proposes new ways to be more effective. Participants should be able to better understand the impact and opportunity of industry trends, identify the changes and transformations needed to succeed in the future, and learn what some banks are doing to transform and deliver increased customer value.

Tuesday, June 25 | 9:50 a.m. - 10:15 a.m.

Merger & Acquisition and Industry Update
Curtis Carpenter, Principal and Head of Investment Banking, and John Adams, Vice President-Investment Banking, Sheshunoff & Co

The rapid contraction in the number of banks is dramatically changing the landscape of community banking and its performance drivers. In the midst of these changes, the value of deposits and liquidity is moving up as the focus of many buyers is turning toward funding sources. This session helps participants determine what is driving performance and value in today’s market, identify reasonable price expectations for banks in this evolving industry, and recognize the factors that could extend recent trends in M&A prices and deal volume or cause it to fade.

Bank Executives: What's Your Cyber Responsibility? 
Chad Knutson, CISSP, CISA, CRISC, Partner, Senior Information Security Consultant, SBS CyberSecurity, LLC and President, SBS Institute

Data breaches have become a mainstay in the news. In fact, there was an average of 291 records breached per second throughout 2018 crossing a variety of industries. Breaches such as Marriott, Facebook, and Equifax have demonstrated the reputational and revenue damage that a compromised business must endure and try to overcome. The banking industry has certainly not been spared from making the breach news. For example, a Virginia bank recently lost $2.4 million dollars and likely customer confidence in an ATM fraud scheme. This session highlights the cyber risks financial institutions face on an ongoing basis and the role executives play in protecting the bank. Today's reality is that cybersecurity isn’t just a process handled by the technology department; it’s something that is a part of a bank’s culture and leveraged by every project and every employee.

The Marketplace & Sponsors

The Marketplace

The Marketplace is always the center of activity during the Annual Conference. Network with conference attendees while visiting with exhibitors and discovering opportunities for growth and improvement at your institution. As always, our trend-setting exhibitors will have plenty to share, including many fantastic prizes – so make sure you get registered at individual booths.

To secure a booth and sponsorship opportunities, connect with us.

About the Hotel & Mobile App

JW Marriott | Austin, Texas

The city of Austin has a unique way of doing just about everything. All the time. From the nearly 200 live music venues – making it the “Live Music Capital of the World®” – to the trendy “street eats” springing up all over town. If you’re looking for an authentic meeting experience, Austin is it. And if you’re looking for an upscale, unique meeting venue, look no further than the JW Marriott Austin. This premier choice in downtown Austin luxury hotels brings meetings and events to a whole new level.

Simply put, it is an unparalleled meeting destination. That’s Austin. 

Reservations
Room rate $229 plus tax
Online Reservations
Phone 888-236-2427 (mention IBA Annual Conference)
Booking deadline is Friday, May 31.

IBA Mobile App

Stay informed of conference happenings with our easy-to-use mobile app featuring details on sponsors, exhibitors, speakers and much more. Visit your preferred app store and search for “Illinois Bankers Association.” Wireless Internet access will be available free of charge in designated meeting rooms and public spaces.

Special Events

Welcome Mixer
Saturday, June 22 | 
9:00 p.m. – 11:00 p.m.
Coming in to Austin early? Join us for a nightcap and casual Welcome Mixer. You won’t want to miss our special Texas Sweet Treat Dessert spread – perfect for an after-dinner topper! 

Illinois Bankers PAC Golf Outing
Sunday, June 23 | 7:30 a.m. (bus departure) / 8:30 a.m. (shotgun start)
Experience the beauty of Austin during the Illinois Bankers PAC Golf Outing at Falconhead Golf Course. The course was designed by the PGA Tour Design Center, with the vision to fit Falconhead lovingly into the gentle ups and downs of central Texas’ Hill Country. Regardless of your score, you will have a great time networking with friends, enjoying the beautiful scenery, and supporting Illinois Bankers PAC. Bus transportation, box lunch and beverage cart service will be provided. Clubs can be rented through the golf course.

Austin PAC Crawl
Sunday, June 23 | 9:00 a.m. – 2:00 p.m.
You’re sure to have an “explosively” fun time on the Austin PAC Crawl! Austin is home to a stunt ranch that enhances film, TV, and commercial productions by filming special effects and pyrotechnic shots. During this tour, learn firsthand how some of the most iconic movie and television stunts are performed. The PAC Crawl concludes with lunch at a local Austin farm for an authentic farm-to-table meal and libations from locally-loved venues.

Opening Reception in Marketplace
Sunday, June 23 | 5:00 p.m. - 7:00 p.m.
This evening’s reception offers the first opportunity to visit our extensive exhibitor showcase and learn about the latest products and services to help increase your bank’s bottom line. There will be plenty of hors d’oeuvres and beverages.

Hospitality Suite
Sunday, June 23 | 9:00 p.m. – 12:00 a.m.
Nobody does hospitality like the IBA! After enjoying dinner in vibrant Austin, gather at the JW Marriott’s Congress Avenue Terrace for a nightcap and dessert in a relaxed and casual atmosphere.

Waco and Magnolia Market (Guest Tour)
Monday, June 24 | 
8:00 a.m. – 3:00 p.m.
Take a real Austin Detour to Waco, hometown of HGTV’s “Fixer Upper” with Chip and Joanna Gaines. You’ll be entertained during the drive with fun games and interesting narrative. Upon arrival in Waco, the first stop is Magnolia Market by Joanna Gaines to shop for vintage and refurbished household items in her unique fashion. After perusing the shop, enjoy a picnic lunch with treats from local food trucks and Magnolia Bakery. After lunch, you will be taken around Waco to get to know the historic town that is home to Dr Pepper and Baylor University. 

Chairman’s Reception in Marketplace
Monday, June 24 | 
5:30 p.m. – 7:00 p.m.
After a busy day hearing the latest from industry experts, join your friends and colleagues in offering congratulations to outgoing Chairman Daniel Daly and extending a friendly welcome to incoming Chairman Kevin Olson. Enjoy a variety of tasty hors d’oeuvres and an open bar. 

Dinner, Banker of the Year Award, Illinois Bankers PAC Silent Auction, Entertainment by PDA Band
Monday, June 24 | 
7:00 p.m. – 10:30 p.m.
The evening continues with authentic and delicious Austin cuisine, the popular silent auction benefiting Illinois Bankers PAC and announcement of the prestigious Banker of the Year Award. Incorporating the upbeat and artistic flare that is Austin, witness the creation of live, on-stage art as a local artist crafts his piece to the beat of the music. You’ll be on the edge of your seat watching the artwork come together as the masterpiece is revealed. The fun doesn’t stop there! Being in the Live Music Capital of the World, the evening wouldn’t be complete without music and dancing. PDA Band, a local favorite, brings its high energy, 10-piece ensemble to the stage. The performance kicks off with an “Evolution of Music” that takes you through the decades starting with the ‘60s all the way to the popular hits of today. Praised not only for their talent and extensive songbook, PDA’s advanced choreography and showmanship will keep you moving all night. See you on the dance floor!

Illinois Bankers PAC Silent Auction
The success of this event is equally dependent upon prize contributions and the bidding on items. “Bid early and bid often” is our auction mantra! Please consider donating an auction item. This is one way to help Illinois Bankers PAC even if you aren’t able to attend the conference – although we hope you will! Your personal and/or bank contribution to this year’s auction increases our ability to support state and federal office holders and candidates with views and positions that support our industry. 

Donation Ideas: 

Vacation Rentals, Autographed Memorabilia, Adventure Activities (think hot air balloon rides or zip-lining), Luxury Sporting Event Suites or Tickets, Gift Baskets (wine, chocolate, pasta), Electronics (iPad, Apple Watch, Amazon Echo), Jewelry (local artist or jeweler), Artwork (local artists), Cash - Let Us Do the Shopping! 

All proceeds from this fundraising event go directly to Illinois Bankers PAC, the Political Action Committee of the Illinois Bankers Association. 

To identify your contribution, connect with Aimee Winebaugh at 217-789-9340.

Continuing Education Credits

CONTINUING LEGAL EDUCATION

The Illinois Bankers Association is recognized as an accredited CLE provider by the Minimum Continuing Legal Education (MCLE) Board of the Supreme Court of Illinois. Attorneys licensed in the state of Illinois will earn 3.00 hours of MCLE credit for attending the following sessions constituting this course:

Executive Briefing on Current Issues and Opportunities for Banks (1.00 hour)
The Regulators’ Perspective: Navigating the Examination Landscape (1.00 hour)
Take the Money and Run: Multiple Ways to Finance Your Acquisitions and How Each Will Impact Transaction Timing, Regulatory Compliance and Your Shareholders (0.25 hour)
Culture and Conduct Risk: How a Strong Culture of Compliance Can Mitigate Risk (0.25 hour)
Raising Capital in Today’s Regulatory and Economic Environment (0.25 hour)
Bank Executives: What's Your Cyber Responsibility? (0.25 hour)

CONTINUING PROFESSIONAL EDUCATION

The Illinois Bankers Association is recognized as a public accountant continuing professional education sponsor by the Illinois Department of Financial and Professional Regulation. Public accountants licensed in the state of Illinois will earn up to 5 credits of continuing professional education credit for attending this conference.