Bank Secrecy - Manuals, Pamphlets and Videotapes

Analysis of the Suspicious Activity Report
(SAR 2nd Edition - June, 2000)
This 128-page handbook provides an easy-to-understand explanation of each provision of the SAR regulations issued by FinCEN, which require banks to report transactions involving possible money laundering or violations of the Bank Secrecy Act regulations. It also explains each provision of the SAR regulations issued by the five federal banking supervisory agencies which also requires thereporting of external crime incidents in two categories and those involving possible insider abuse crimes. (Also available in videotape.)

The Bank Secrecy Act Funds Transfer Handbook
This 48-page compliance handbook is an essential guide to understanding the BSA funds and wire transfer regulation. Besides covering the requirements of both the originator and beneficiary banks to identify the originator and beneficiary of a wire transfer, it covers the Recordkeeping requirements for processing wire transfers, various types of internal funds transfers, and the types of funds transfers that are exceptions to this regulation.

New Bank Secrecy Act Regulation: The Exempt Person & Exemption Handbook 4th Edition

Provides a step-by-step explanation of the following:

• The traditional exemption regulations, which allow a bank to exempt an account of a customer.
• The new Bank Secrecy Act exempt person regulations, which allow a bank to designate certain customers "exempt persons," thereby exempting all of their cash transactions from the CTR reporting requirements.
• An explanation of how these two Bank Secrecy Act regulations interface.

The CTR/BSA Multipurpose Compliance Manual

• Provides sample compliance policies and procedures
• Explains every provision of the General and Specific CTR instructions
• Provides explanations for all aspects of a Bank Secrecy Act Compliance Program
• Tells you when and how to complete each item on the CTR for any given transaction
• This 537-page manual includes more than 80 graphic examples and illustrations of CTRs

Used by over 1600 financial institutions, this unique manual may be used as:

• your written BSA compliance program
• your CTR policies and procedures manual
• a manual to solve daily CRT/BSA problems
• a training officer's guide for CTR training

Procedures for Preparing a CTR
This 116-page handbook allows you to find answers fast on how to complete any part or any item on the CTR for any given transaction. It also explains every provision of the Specific Instructions for completing the CTR. Some banks have placed one copy of this handbook in every branch so that employees may quickly resolve CTR completion problems when they arise.

Facts You Should Know (English and Spanish)
Many customers do not know that banks must file CTRs for cash transactions in excess of $10,000 and are required to maintain records for the cash purchase of certain negotiable instruments in the range of $3,000 to $10,000. Facts You Should Know, used by thousands of banks since 1985 and recently updated to reflect current changes in the regulation, is a 3 3/4" x 8 1/2" brochure which summarizes these and related requirements. Their primary purpose is to minimize the potential liability that may result from employees innocently making statements that could be construed as "assisting" customers in structuring transactions. Place these brochures at your customer service counters or have them readily available for your tellers to give customers when CTR questions arise, or distribute them as a statement stuffer.

Videotapes

» Principles of Preparing a CTR

» Introducing the Bank Secrecy Act & CTRs to Employees

» Understanding the Suspicious Activity Report Regulations

» Understanding the Exempt Person Regulations

» Avoiding Civil Liability Associated with Filing a SAR

Operations - Manuals, Pamphlets and Videotapes

Disaster Recovery Planning
Your bank's ability to respond quickly and efficiently to a potentially disastrous situation can make the difference between success and failure of your recovery efforts. Use the Disaster Recovery Planning manual to develop a professional disaster recovery plan before a disaster strikes. It provides the essential forms for documenting outside source contacts, furniture and equipment, telecommunications and space requirements, a sample recovery plan and language formats, and listings of emergency tasks and procedures. 296 pages

Social Security Number Verification
The Social Security Number Verification manual is a powerful tool for detecting fraud and will aid your institution in preventing money laundering schemes, commercial and installment loan scams, credit card frauds and other crimes. Containing tables that can analyze one billion Social Security Number combinations, this 107-page manual tells you whether or not a given number has been issued, and, if issued, where and when it was issued. It also enables you to determine the approximate age of a person who states a Social Security Number that has been issued. 107 pages - Revised Annually

Managing Safe Deposit Services
Covers three critical areas: daily operations, administrative policies, security and insurance. This 228-page policy and procedure manual has many managerial uses.

• The establishment of written operational policies and procedures by management forms the foundation of an efficient, effective and customer service-oriented safe deposit department.
• Efficient and effective customer service increases -- and loss vulnerabilities and potential civil lawsuits decrease
• Safe deposit services are a vital and integral part of customer relations and new business development. But they also pose a great vulnerability to losses and lawsuits.
• Knowledgeable employees are a vital ingredient to the safe deposit operation in order to professionally service customers, avoid costly errors, prepare appropriate or required business records and maintain adequate security measures.

Videotape - Know Your Customer

Security/Risk Management - Manuals, Pamphlets and Videotapes

The Advisor
A unique monthly security advisory service, tells you how to deter, detect and prevent: Robberies, Burglaries, Kidnap/extortions, Money laundering, Bank Secrecy Act liabilities, Check frauds, Loan frauds, E mbezzlements, and Security-related lawsuits This eight-page newsletter provides practical solutions to everyday security problems. Based upon case studies of recent criminal incidents and crime trends, as well as details from specific security-related lawsuits and regulatory changes, The Advisor provides security officers with up-to-date advice on the techniques used by criminals and methods for preventing crimes.

New Accounts: Customer Service and Security
Why is this person opening this type of account -- at this institution and location? The first part of the question is customer service oriented and the latter part security oriented. This manual covers the new account opening approach that can reveal vital information about a new customer, which can result in providing other profitable banking services to the customer while at the same time producing data that can help in judging whether the individual is an honest person or a con artist. 120 pages

Security Officer's Handbook
This is the one manual that all security officers should have at their fingertips. It provides security officers with checklists and synopses of common sense approaches for handling crimes and emergency events; proven action tasks and responses; proactive procedures that are uncomplicated and easy to use; and routine, day-to-day security operational guidelines. In addition, the manual provides a quick, handy resource for solving almost any problem faced by the security officer. The guidelines, checklists and procedures contained in this handbook are based upon extensive use by financial institutions throughout the country. 264 pages

Mini Handbooks:
» Robbery and Burglary
» Larcenies and Distraction Scams
» Internal Bank Fraud
» Art of Interviewing

Analysis of Security Officer Responsibilities
Federal regulations require the board of directors of each bank to approve its bank's written security program and hold the board of directors accountable for the security of its institution. Containing step-by-step guidance covering all federal security requirements. An Analysis of Security Officer Responsibilities will assist each security officer in designing and writing a security program for approval by the board. Because this manual contains procedural guidelines, a sample written security program, and a sample annual report to the board of directors, it will prove to be invaluable to all security officers, regardless of their experience level. 246 pages

A Case History Approach to Financial Institution Security
Based upon actual case histories, this is the ultimate security reference manual, and it reads like a novel. It's a revolutionary and comprehensive approach to financial institution security that contains over 450 case histories of crimes against financial institutions, along with procedures to combat the crimes. This is truly the "encyclopedia" of financial institution security reference materials . it's authoritative, realistic, and accurate, enabling every security officer to design security procedures based upon a study of criminal incidents and security related lawsuits against financial institutions. 536 pages

Dishonesty Awareness & Prevention
Larcenies, embezzlements, false entries, thefts and shortchange scams can and do occur even at the best-protected institutions. This book gives trainers and supervisors the information necessary to discuss dishonest behavior with employees; it presents security officers with actual case histories and results-oriented investigative procedures; and it provides managers with information necessary to establish proactive corporate policy for dealing with these problems. Packed with recommended guidelines, procedures and checklists, Dishonest Awareness and Prevention will enable security officers to take an aggressive approach to deter dishonest behavior by persons both inside and outside their institutions.

Kidnap/Extortion Package
Two manuals: Kidnapping and Extortion Security - 103 pages
Personal and Family Security - 54 pages Kidnapping and Extortion Security, a manual for security officers, provides procedural guidelines and forms for developing a written kidnapping and extortion security program, including procedures for assessing the risk in a kidnap/hostage situation, handling kidnap/extortion telephone threats, preparing and delivering a ransom payment, and improving residential security. The corresponding Personal and Family Security handbook, a guide for branch managers, officers, directors, and nonsecurity personnel, includes no-and low-cost security considerations and graphic illustrations for family security and home protection, and procedures to help family members recognize kidnap/extortion set-ups.

Robbery Assignment Kit
Procedures for employees to follow immediately after a robbery - this kit reduces it all to writing, in a simple, easy-to-use format, and leaves nothing to memory. The kit includes a robbery response pamphlet containing administrative procedures for supervisors and branch managers. The kit also includes eight robbery assignment cards containing procedures for tellers and other personnel to implement before, during and immediately after a holdup; two perforated cards which divide into six panels each detailing specific teller and staff robbery security procedures; and a pad of bandit description forms on which employees and customers can record their observations. Two Kits Per Package.

Safety & Security Tips for Account Holders
By virtue of being an account holder at your bank, each of your customers is a potential target of con artists and other criminals. This 3 3/4" x 8 1/2" fold-out pamphlet contains valuable security tips relative to crimes to which your customers could fall victim. Providing the Safety and Security Tips pamphlets to your customers by placing them in your lobby or using them as statement stuffers can help protect your customers from crime. This pamphlet contains security tips and do's and don'ts that customers should consider implementing when using ATMs, and it includes security measures to prevent check frauds, pigeon drop schemes, credit card frauds, and bank examiner schemes, along with tips for bank parking lot security.

Identity Theft
This staff training video deals with the fast-growing crime of identity theft from the standpoint of the viewer as a victim, addressing several of the more popular methods used by identity thieves. This approach allows for staff training as well as the use of this videotape as a public service tool. The more informed staff employees are about this crime, the better prepared they will be to spot an identity thief plying his or her trade. Bank officers may use it at presentations they are requested to give in the community, such as to service clubs, other civic organizations and senior citizens' groups. This training tape can be a tremendous public relations tool for financial institution.

Videotapes

» Avoiding Robberies with Hostages

» Check Fraud: Depositor Appearances

» Detecting and Preventing Fraud Against the Elderly

» Holdups: A Staff Training Program for Robbery Security

» New Accounts Reps: The Keys to Profits and Security

» Burglary Alarm Response Procedures

» Security - It's Everyone's Job

» Safety After a Robbery

» Management's Security Responsibilities

» Honesty & Integrity